What is Zip Pay?
ZipPay lets you buy things you love today and pay for them over time. Interest free!
Do more, enjoy more, experience more. Own your freedom, your wellness, your personal style. Simply checkout with Zip at Sunglasses Boutique and pay later. Get that great pair of sunnies for summer.
How Do I Use ZipPay?
Zip Pay is an everyday account that is interest free always, and is perfect for frequent shoppers and everyday use.
Each month you'll receive a statement & have until the end of next month to pay back with no fees. A minimum repayment of $40/mth (or balance if less) is required, but you can of course pay back your balance faster if you like.
To make an online purchase with your Zip account, follow these steps:
- Shop online at Sunglasses Boutique, add items to your cart, then select Zip as your payment method at checkout.
- When prompted, sign in to your Zip account and click ‘Complete Order’ to make your purchase.
- You'll receive a 6-digit code via SMS - enter this when prompted to complete your order.
And that's it. You'll receive an email from the store confirming your order.
Good to know: If your order total comes to more than your available Zip funds, you’ll need to make a co-payment for the difference to complete the purchase.
Who Can Create a ZipPay Account?
Any Australian citizen or permanent resident who is 18 years or older may be eligible for a zipPay account.
How Much Does ZipPay Cost?
At the end of every month, you can choose to pay off your balance in full, or simply make a payment that suits your budget (note: there is a minimum repayment of $40 per month required). A Monthly Service Fee of $6 applies.
This fee is waived if you pay your balance in full by your due date.
There is no establishment fee to setup your account and it is interest free! If you have repaid your balance down to $0 by your due date (up to 60 days after your purchase), you will never be charged any additional fees.
What Account Limits Are Available With ZipPay?
When you apply for an account you are allocated a limit up to $1,000. The customer’s limit is automatically assigned at account creation and determined by ZipPay's risk and credit lending policy. Account limits available to customers are $250, $500 and $1000.
All zipPay customers are eligible for a limit increase after three months of activity on the account, up to a maximum of $1000. A good repayment history would be beneficial to a limit increase assessment.
How Do I Make ZipPay Payments?
So you never miss a payment, you can setup a direct debit to automatically make repayments. This can be set to run for as much as you like and as frequently as you like (as long as you pay at least the minimum of $40 per month, or outstanding balance )
Alternatively, a one-off payment can be made at anytime by simply logging into your zipPay Digital Wallet and selecting 'Make a Payment'. Payments can be made online by debit card, credit card or BPAY.
When are ZipPay Repayments Due & What Are The Costs?
A statement at the start of each month, outlining any transactions made and balance owing, will be emailed to you. You will have until the end of the next month to pay off your purchases in full with no fees*. No interest will be charged.
*$6 service fee may apply if purchases not paid in full by scheduled due date.
Once you have repaid your balance down to $0, the account will simply remain open waiting for you to use again to make additional purchases with no fees.
Can i Return My ZipPay Order?
Of Course. ZipPay purchases are covered by Sunglasses Boutique's normal returns policy.
Can I Order Multiple Frames with ZipPay?
You can order as many pairs of Sunglasses through ZipPay as you like.
How Do I Found Out More About ZipPay?
You can Join ZipPay here.
A list of FAQs can be found here
Call ZipPay on 1300 ZIPPAY (1300 947 729).